Is the Trump Administration's Executive Order a misguided rejection of valid anti-discrimination law, or a reaction to how the law has been interpreted and enforced? In this article, I examine the DOJ and CFPB's disparate impact enforcement history to shed light on this question.

A recent CFPB publication directs lenders to use race-based debiasing methods for their credit models. Why is this a serious problem?

This article examines the further risks and challenges of using less discriminatory alternative (LDA) credit models amid CFPB scrutiny.

Current credit model disparate impact frameworks dispense justice algorithmically. But are they consistent with applicable fairness laws?